The Affordable Care Act
The Affordable Care Act
The Affordable Care Act provides access to quality, affordable health care for millions of Americans across the country. The law includes important consumer protections that prevent insurance companies from denying coverage for people with pre-existing conditions, eliminate annual and lifetime caps on care, and allow young adults to stay on their parents’ plans longer. In addition, the law requires insurance plans to cover free preventive health services and lowers prescription drug costs for seniors by closing the Medicare Part D donut hole.
The third open enrollment period lasts from November 1, 2015, through January 31, 2016. In California, individuals and businesses can visit Covered California to choose between several different plans and find the coverage that’s right for them. Those who cannot afford to purchase health insurance on their own are eligible to receive subsidies to help pay for the cost.
To learn more about how the Affordable Care Act affects you and coverage in California, please take a look at these useful fact sheets.
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